How it works
A little upfront. A plan for the rest.
Food financing should be easy to understand. Here is the journey, from checking your options to making your monthly repayments.
Explore food options
Discuss your food needs with our team. Confirm current stock, food prices and whether delivery or pickup is available for your location.
Check eligibility and affordability
EasyFoodie serves adults in Oyo State, Nigeria, subject to eligibility and approval. Ask our team what information is needed to assess your request. An enquiry does not guarantee approval or a particular offer.
Review the full offer
Read the cash price, deposit, financed amount, interest rate and calculation basis, fees, annual percentage rate where applicable, repayment dates and total amount payable. Ask for clarification before agreeing.
Accept and pay the deposit
Only proceed if the plan suits your budget. The individual agreement will explain when a deposit is due, how your order is confirmed and the delivery or collection arrangements.
Follow the agreed monthly plan
Follow the agreed monthly schedule. Check your agreement for early repayment, missed payments, any disclosed charges, refund adjustments and how to get help.
The total cost
Look beyond the
monthly payment.
Our payment package includes a 20% deposit, a one-time 5% service fee and a 10% monthly administrative fee over 1–6 months. The service fee is upfront with the deposit and food is released after deposit and approval. The administrative fee is 10% of the original food balance after the deposit for each selected month. The balance plus that fee is divided across the monthly payments. Arrange your order directly with our team.
A monthly amount alone cannot tell you the full cost. Compare the total payable with the food’s cash price and consider your other commitments.
Review your offer
- Food price and delivery
- The cash price and any delivery charge
- Deposit
- What you pay upfront
- Financed amount
- The balance you are borrowing
- Interest and fees
- The rate, calculation method and every applicable charge
- Repayment schedule
- Each payment amount, frequency and due date
- Total payable
- Your deposit plus all scheduled repayments and applicable charges, without double counting
Your payment package
The food purchase package from Easyfoodie Nig. Ltd. uses the following charges. The example below helps explain the calculation; your individual agreement confirms your order and payment schedule.
- 20% of the food price as an initial deposit upon order confirmation.
- 5% of the food price as a one-time service fee, paid upfront alongside the deposit. The combined upfront payment is 25% of the food price, excluding delivery.
- 10% administrative fee per month on the original food balance after the deposit. The charge increases with the selected duration: 20% of that balance over two months, 30% over three, and so on. It does not compound or reduce as payments are made.
- Food released after the deposit and approval. Doorstep delivery is priced by location; pickup is at an agreed location.
| Payment duration | Listed administrative fee |
|---|---|
| 1 month | 10% |
| 2 months | 20% |
| 3 months | 30% |
| 4 months | 40% |
| 5 months | 50% |
| 6 months | 60% |
Example: ₦100,000 of food over two months
| 20% deposit | ₦20,000.00 |
|---|---|
| 5% service fee | ₦5,000.00 |
| Upfront payment | ₦25,000.00 |
| Remaining food balance | ₦80,000.00 |
| Administrative fee: 10% × 2 months | ₦16,000.00 |
| Each of two monthly payments | ₦48,000.00 |
| Total including upfront payment | ₦121,000.00 |
Monthly payments divide the remaining food balance plus the duration-based administrative fee across the selected months. The service fee is collected once upfront and is not charged again in the monthly payments. Rounding may adjust an instalment by one kobo. No additional interest charge is added.
These percentages are not an APR. Review delivery costs, exact due dates and the full cost breakdown with our team before accepting your plan.
Food prices depend on market conditions and availability. Confirm your order price and delivery arrangements with our team. Check your agreement for missed payments, early settlement, cancellation and refunds; this example does not add a late fee or separate interest charge.
Delivery, changes and support
Check your individual agreement for delivery times, cancellations, returns, refunds and how an adjustment affects your balance. Discuss missed-payment terms and support options with the team before accepting your plan.
You can use EasyFoodie through our team without a mobile app. For an existing order, use the contact details provided when you arranged your purchase.
Read the terms